2026-09.1 record

Loan origination and lending software

Most named checked vendor

92 of 150 valid answers named nCino

92 of 150 valid answers, 61.3% (Wilson 95% interval 53.3% to 68.8%)

Observed answers on stated dates, not a ranking. This is not a judgment of product quality.

Release 2026-09, version 2026-09.1. Method v1.1. DOI 10.5281/zenodo.22907695

Software that takes a loan from application intake through decisioning, underwriting, documents, and funding, for banks, credit unions, mortgage lenders, and specialty or private lenders.

Observed answers on stated dates, not a ranking. This is not a judgment of product quality.

Capture date: 2026-09-21. The Index measures observed naming, not service quality or product merit.

Commissioned engagement: no.

Dispute policy · Explore the buyer questions

Discuss this category's evidence

Criteria Maps

Observed buyer requirements before the first vendor in source answers captured on 22 and 23 September 2026. 150 valid source answers from 150 scheduled runs. These observations are separate from the original Index release figures.

Each vendor figure uses the median across the five most named vendors in the frozen category release, including zero counts. Adjacency compares distinct source answers for the same criterion; page coverage compares criteria for the same page state. Medians are descriptive and have no confidence interval.

Prepared by the Broadcastwell team. Team review: in progress. Zero analyst verified criteria.

The AI written RFP; Study DOI 10.5281/zenodo.23271935. Source DOI 10.5281/zenodo.22907695. CC BY 4.0.

Observed source answer frequencies. Wilson intervals describe the calculation, not independent population inference. Repeated runs are not independent performance tests. Page comparisons cover only the dated page and stated scope. An unstated claim is not an absent product feature.

Any named company may request one no-cost re-run at index@broadcastwell.com; both results are published.

Checklist Audit $490. Every figure comes from the published method, v1.1.

Fit with the lender’s stated products and operating needs
32 of 150; 21.3%; Wilson 95% interval 15.5% to 28.6%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q3: 2 of 3 runs; Claude, q7: 2 of 3 runs; Claude, q9: 3 of 3 runs; Perplexity, q1: 3 of 3 runs; Perplexity, q2: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q1: 3 of 3 runs; Google AI Overviews, q2: 1 of 3 runs; Google AI Overviews, q9: 3 of 3 runs; Google AI Mode, q1: 2 of 3 runs; Google AI Mode, q2: 2 of 3 runs; Google AI Mode, q3: 2 of 3 runs
Deposited source answers loan-origination-software|q1|Google AI Mode|1; loan-origination-software|q1|Google AI Mode|2; loan-origination-software|q1|Google AI Overviews|1; loan-origination-software|q1|Google AI Overviews|2; loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q1|Perplexity|1; loan-origination-software|q1|Perplexity|2; loan-origination-software|q1|Perplexity|3; loan-origination-software|q2|Google AI Mode|1; loan-origination-software|q2|Google AI Mode|2; loan-origination-software|q2|Google AI Overviews|2; loan-origination-software|q2|Perplexity|1; loan-origination-software|q2|Perplexity|2; loan-origination-software|q2|Perplexity|3; loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2; loan-origination-software|q3|Google AI Mode|1; loan-origination-software|q3|Google AI Mode|3; loan-origination-software|q7|Claude|1; loan-origination-software|q7|Claude|3; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://blog.digitalheroesco.com/best/best-loan-origination-software/: 1 source answers; https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://thelosdirectory.com/: 4 source answers; https://thelosdirectory.com/best/loan-origination-software: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.capterra.com/loan-origination-software/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.loanpro.io/blog/best-loan-origination-software/: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.multimodal.dev/post/best-loan-origination-software: 3 source answers; https://www.softwareadvice.com/loan-origination/: 1 source answers; https://www.uptiq.ai/feeds/best-commercial-loan-origination-software-banks: 1 source answers; No source shown: 25 source answers
- ARIVE: 4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2; loan-origination-software|q3|Google AI Mode|1; loan-origination-software|q3|Google AI Mode|3
  No source shown: 4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Category median 6 of 150; 4.0%
- Abrigo: 12 of 150; 8.0%; Wilson 95% interval 4.6% to 13.5%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Mode|1; loan-origination-software|q1|Google AI Mode|2; loan-origination-software|q1|Google AI Overviews|1; loan-origination-software|q1|Google AI Overviews|2; loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q1|Perplexity|1; loan-origination-software|q1|Perplexity|2; loan-origination-software|q1|Perplexity|3; loan-origination-software|q2|Google AI Mode|1; loan-origination-software|q2|Perplexity|1; loan-origination-software|q2|Perplexity|2; loan-origination-software|q2|Perplexity|3
  https://blog.digitalheroesco.com/best/best-loan-origination-software/: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%; https://gitnux.org/best/credit-union-lending-software/: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%; https://gitnux.org/best/credit-union-loan-origination-software/: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%; https://jinba.io/blog/best-automated-loan-systems: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%; https://thelosdirectory.com/best/commercial-lending: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%; https://thelosdirectory.com/best/loan-origination-software: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 1 of 150; 0.7%; https://www.abrigo.com/software/lending-and-credit-risk/: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%; https://www.loanpro.io/blog/best-loan-origination-software/: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 1 of 150; 0.7%; No source shown: 6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Category median 6 of 150; 4.0%
- AgentFlow: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q2|Perplexity|2
  https://www.multimodal.dev/post/ai-powered-lending-platforms-for-credit-unions: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%; https://www.multimodal.dev/post/best-loan-origination-software: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
- Aloan: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Perplexity|1; loan-origination-software|q1|Perplexity|2; loan-origination-software|q1|Perplexity|3
  https://aloan.ai/guides/best-commercial-lending-software: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%; https://aloan.ai/guides/best-loan-origination-software: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%; https://thelosdirectory.com/segments/community-banks: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%; https://www.uptiq.ai/feeds/best-commercial-lending-software-community-banks: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%
- Baker Hill: 6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Mode|1; loan-origination-software|q1|Perplexity|1; loan-origination-software|q1|Perplexity|2; loan-origination-software|q1|Perplexity|3; loan-origination-software|q2|Perplexity|1; loan-origination-software|q2|Perplexity|3
  https://blog.digitalheroesco.com/best/best-loan-origination-software/: 5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Category median 0 of 150; 0.0%; https://gitnux.org/best/credit-union-lending-software/: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%; https://gitnux.org/best/credit-union-loan-origination-software/: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%; https://thelosdirectory.com/: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%; https://thelosdirectory.com/segments/community-banks: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%; https://www.abrigo.com/software/lending-and-credit-risk/: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%; https://www.loanpro.io/blog/best-loan-origination-software/: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%; No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 6 of 150; 4.0%
- Blend: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q2|Perplexity|1; loan-origination-software|q2|Perplexity|2; loan-origination-software|q2|Perplexity|3
  https://creditunionlendingsoftware.com/best/consumer-loan-origination-software-for-credit-unions: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%; https://worldmetrics.org/best/credit-union-loan-origination-software/: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%; https://www.multimodal.dev/post/best-loan-origination-software: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
- Calyx: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2; loan-origination-software|q3|Google AI Mode|3
  No source shown: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 6 of 150; 4.0%
- Finastra: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Mode|1; loan-origination-software|q1|Google AI Mode|2; loan-origination-software|q1|Google AI Overviews|1
  No source shown: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 6 of 150; 4.0%
- Fuse: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q2|Google AI Mode|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 6 of 150; 4.0%
- ICE Mortgage Technology: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q2|Google AI Mode|2; loan-origination-software|q2|Perplexity|1
  https://creditunionlendingsoftware.com/best/consumer-loan-origination-software-for-credit-unions: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%; https://www.multimodal.dev/post/best-loan-origination-software: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%; No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 6 of 150; 4.0%
- Jack Henry: 4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Perplexity|2; loan-origination-software|q2|Perplexity|1; loan-origination-software|q2|Perplexity|2; loan-origination-software|q2|Perplexity|3
  https://blog.digitalheroesco.com/best/best-loan-origination-software/: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%; https://www.multimodal.dev/post/best-loan-origination-software: 4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Category median 1 of 150; 0.7%
- Jupiter: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 6 of 150; 4.0%
- LendingPad: 4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2; loan-origination-software|q3|Google AI Mode|1; loan-origination-software|q3|Google AI Mode|3
  No source shown: 4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Category median 6 of 150; 4.0%
- LoanPro: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q2|Google AI Mode|1; loan-origination-software|q2|Google AI Mode|2
  No source shown: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 6 of 150; 4.0%
- MANTL: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q2|Google AI Mode|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 6 of 150; 4.0%
- MeridianLink: 15 of 150; 10.0%; Wilson 95% interval 6.2% to 15.8%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Mode|1; loan-origination-software|q1|Google AI Mode|2; loan-origination-software|q1|Google AI Overviews|1; loan-origination-software|q1|Google AI Overviews|2; loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q1|Perplexity|1; loan-origination-software|q1|Perplexity|3; loan-origination-software|q2|Google AI Mode|1; loan-origination-software|q2|Google AI Mode|2; loan-origination-software|q2|Google AI Overviews|2; loan-origination-software|q2|Perplexity|1; loan-origination-software|q2|Perplexity|2; loan-origination-software|q2|Perplexity|3; loan-origination-software|q7|Claude|1; loan-origination-software|q7|Claude|3
  https://creditunionlendingsoftware.com/best/consumer-loan-origination-software-for-credit-unions: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%; https://hesfintech.com/blog/best-loan-origination-systems/: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%; https://thelosdirectory.com/best/loan-origination-software: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%; https://us.fitgap.com/search/loan-software/credit-unions: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%; https://www.backbase.com/blog/loan-origination-software: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%; https://www.loanpro.io/blog/best-loan-origination-software/: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 1 of 150; 0.7%; https://www.multimodal.dev/post/best-loan-origination-software: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 1 of 150; 0.7%; No source shown: 10 of 150; 6.7%; Wilson 95% interval 3.7% to 11.8%. Category median 6 of 150; 4.0%
- Mortgage Cadence: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q2|Perplexity|3
  https://creditunionlendingsoftware.com/best/consumer-loan-origination-software-for-credit-unions: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%; https://worldmetrics.org/best/credit-union-loan-origination-software/: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Origence: 5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q2|Google AI Mode|2; loan-origination-software|q2|Google AI Overviews|2; loan-origination-software|q2|Perplexity|1; loan-origination-software|q2|Perplexity|2; loan-origination-software|q2|Perplexity|3
  https://blog.digitalheroesco.com/best/best-loan-origination-software/: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%; https://creditunionlendingsoftware.com/best/consumer-loan-origination-software-for-credit-unions: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%; https://www.multimodal.dev/post/ai-powered-lending-platforms-for-credit-unions: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%; https://www.multimodal.dev/post/best-loan-origination-software: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%; No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 6 of 150; 4.0%
- nCino: 13 of 150; 8.7%; Wilson 95% interval 5.1% to 14.3%. Category median 12 of 150; 8.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Mode|1; loan-origination-software|q1|Google AI Mode|2; loan-origination-software|q1|Google AI Overviews|1; loan-origination-software|q1|Google AI Overviews|2; loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q1|Perplexity|1; loan-origination-software|q1|Perplexity|2; loan-origination-software|q1|Perplexity|3; loan-origination-software|q2|Google AI Mode|2; loan-origination-software|q2|Perplexity|2; loan-origination-software|q2|Perplexity|3; loan-origination-software|q7|Claude|1; loan-origination-software|q7|Claude|3
  https://thelosdirectory.com/best/commercial-lending: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%; https://thelosdirectory.com/best/loan-origination-software: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 1 of 150; 0.7%; https://thelosdirectory.com/segments/community-banks: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%; https://www.moxo.com/blog/best-loan-origination-sofware: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%; https://www.multimodal.dev/post/best-loan-origination-software: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 1 of 150; 0.7%; https://www.uptiq.ai/feeds/best-commercial-loan-origination-software-banks: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%; No source shown: 8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Category median 6 of 150; 4.0%
Applicable lending and jurisdictional compliance controls
16 of 150; 10.7%; Wilson 95% interval 6.7% to 16.6%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q1: 1 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q1: 1 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q1|Google AI Mode|2; loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 2 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 3 source answers; No source shown: 13 source answers
No adjacent vendor passage coded for this criterion.
Configurable lending workflows
13 of 150; 8.7%; Wilson 95% interval 5.1% to 14.3%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Claude, q9: 2 of 3 runs; Perplexity, q9: 2 of 3 runs; Google AI Overviews, q9: 3 of 3 runs; Google AI Mode, q9: 3 of 3 runs; Google AI Mode, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Mode|2; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 2 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 11 source answers
- Nortridge: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Mode|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Full total cost of ownership
12 of 150; 8.0%; Wilson 95% interval 4.6% to 13.5%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 1 source answers; No source shown: 9 source answers
No adjacent vendor passage coded for this criterion.
Application and activity audit logs
11 of 150; 7.3%; Wilson 95% interval 4.1% to 12.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 3 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 3 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 3 source answers; No source shown: 6 source answers
No adjacent vendor passage coded for this criterion.
Connections with the lender’s existing systems
11 of 150; 7.3%; Wilson 95% interval 4.1% to 12.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q9: 1 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; No source shown: 8 source answers
No adjacent vendor passage coded for this criterion.
Underwriting and credit assessment support
11 of 150; 7.3%; Wilson 95% interval 4.1% to 12.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q10: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q10|Claude|3; loan-origination-software|q10|Google AI Overviews|1; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://bakerhill.com/loan-origination-system-basics: 1 source answers; https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 2 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 3 source answers; https://www.zeitro.com/blog/key-features-of-loan-origination-system-how-it-helps-lenders-and-loan-officers-close-more-loans-efficiently: 2 source answers; No source shown: 8 source answers
- Abrigo: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- HES LoanBox: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q10|Claude|3
  No source shown: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%
- LendFoundry: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Newgen: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Onyx IQ: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- TurnKey Lender: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Overviews|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- nCino: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|3; loan-origination-software|q10|Google AI Overviews|1
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- timveroOS: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
Automation of repetitive loan processing work
10 of 150; 6.7%; Wilson 95% interval 3.7% to 11.8%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 3 of 3 runs; Google AI Mode, q1: 1 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q1|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.ranosys.com/blog/insights/how-can-financial-institutions-optimize-their-loan-origination-systems/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 2 source answers; No source shown: 7 source answers
- Abrigo: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Mode|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
- ICE Mortgage Technology: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q9|Google AI Mode|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
- MeridianLink: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 1 of 150; 0.7%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 1 of 150; 0.7%
- TurnKey Lender: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q9|Google AI Overviews|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
Configuration without extensive custom programming
10 of 150; 6.7%; Wilson 95% interval 3.7% to 11.8%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Perplexity, q9: 2 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 8 source answers
No adjacent vendor passage coded for this criterion.
Growth in lending volumes
10 of 150; 6.7%; Wilson 95% interval 3.7% to 11.8%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 7 source answers
No adjacent vendor passage coded for this criterion.
Core banking connections
9 of 150; 6.0%; Wilson 95% interval 3.2% to 11.0%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Google AI Overviews, q1: 1 of 3 runs; Google AI Overviews, q2: 1 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q1: 1 of 3 runs; Google AI Mode, q2: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q1|Google AI Mode|1; loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q2|Google AI Mode|1; loan-origination-software|q2|Google AI Overviews|1; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Overviews|3
No source shown: 9 source answers
- Finastra: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Mode|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Fuse: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q2|Google AI Mode|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Cloud based infrastructure
8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 2 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q3: 2 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q3|Google AI Mode|1; loan-origination-software|q3|Google AI Mode|3; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3
No source shown: 8 source answers
- Calyx: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q3|Google AI Mode|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- LendingPad: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q3|Google AI Mode|1; loan-origination-software|q3|Google AI Mode|3
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
Connected lending lifecycle from application to funding or servicing
8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Claude, q10: 3 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Mode, q10: 2 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q10|Claude|3; loan-origination-software|q10|Google AI Mode|2; loan-origination-software|q10|Google AI Mode|3; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; No source shown: 7 source answers
- Cync Software: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Mode|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- FIS: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Finastra: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- HES LoanBox: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q10|Claude|3
  No source shown: 3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Category median 0 of 150; 0.0%
- LendFoundry: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- LoanPro: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Mode|2; loan-origination-software|q10|Google AI Mode|3
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Newgen: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Onyx IQ: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- TurnKey Lender: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Mode|2; loan-origination-software|q10|Google AI Mode|3
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- nCino: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|3
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- timveroOS: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Credit bureau connections
8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 3 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 7 source answers
No adjacent vendor passage coded for this criterion.
Data encryption
8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Digital loan application intake
8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.abrigo.com/blog/basic-functions-loan-origination-system/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 5 source answers
No adjacent vendor passage coded for this criterion.
Identity, fraud, income or asset verification connections
8 of 150; 5.3%; Wilson 95% interval 2.7% to 10.2%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 3 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 7 source answers
No adjacent vendor passage coded for this criterion.
Digital and assisted origination channels
7 of 150; 4.7%; Wilson 95% interval 2.3% to 9.3%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q9: 1 of 3 runs; Perplexity, q9: 2 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 5 source answers
No adjacent vendor passage coded for this criterion.
Ease of use for borrowers and lending staff
7 of 150; 4.7%; Wilson 95% interval 2.3% to 9.3%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 6 source answers
No adjacent vendor passage coded for this criterion.
Loan funding workflows
7 of 150; 4.7%; Wilson 95% interval 2.3% to 9.3%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q10: 3 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q10|Claude|3; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; No source shown: 6 source answers
- Abrigo: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Finastra: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- HES LoanBox: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- LendFoundry: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Onyx IQ: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- nCino: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Rules based decisioning
7 of 150; 4.7%; Wilson 95% interval 2.3% to 9.3%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3
No source shown: 7 source answers
No adjacent vendor passage coded for this criterion.
Working core banking, bureau and business system connections
7 of 150; 4.7%; Wilson 95% interval 2.3% to 9.3%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Perplexity, q9: 2 of 3 runs; Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 2 source answers; No source shown: 5 source answers
No adjacent vendor passage coded for this criterion.
Configurable system functionality
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Overviews, q10: 1 of 3 runs; Google AI Mode, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Mode|3; loan-origination-software|q10|Google AI Overviews|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Perplexity|1
https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 5 source answers
- Cync Software: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Mode|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- LoanPro: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Mode|3; loan-origination-software|q10|Google AI Overviews|3
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Vergent LMS: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Overviews|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Deployment architecture suited to IT and data requirements
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Perplexity, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 3 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Ease of use for borrowers
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 5 source answers
- Blend: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q9|Google AI Mode|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Ease of use for lending staff
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1
https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 5 source answers
No adjacent vendor passage coded for this criterion.
Ongoing regulatory updates
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 1 source answers; No source shown: 5 source answers
No adjacent vendor passage coded for this criterion.
Performance under peak lending volumes
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Claude, q9: 2 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3
No source shown: 6 source answers
No adjacent vendor passage coded for this criterion.
Protection of sensitive borrower data
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Task routing
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 2 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.ranosys.com/blog/insights/how-can-financial-institutions-optimize-their-loan-origination-systems/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Tested working integrations
6 of 150; 4.0%; Wilson 95% interval 1.8% to 8.5%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 6 source answers
No adjacent vendor passage coded for this criterion.
Mobile borrower applications and onboarding
5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers; No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Required disclosures, notices and deadline tracking
5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 5 source answers
No adjacent vendor passage coded for this criterion.
Required lending disclosures and notices
5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 2 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 3 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Role based access restrictions
5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Perplexity, q9: 3 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Support for required complex loan structures
5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q10: 1 of 3 runs; Perplexity, q9: 2 of 3 runs; Google AI Overviews, q10: 1 of 3 runs; Google AI Mode, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|3; loan-origination-software|q10|Google AI Mode|2; loan-origination-software|q10|Google AI Overviews|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 3 source answers
- Finastra: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- LoanPro: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Overviews|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Nortridge: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Mode|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Supported APIs
5 of 150; 3.3%; Wilson 95% interval 1.4% to 7.6%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 2 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Overviews, q10: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Overviews|1; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 1 source answers; No source shown: 3 source answers
- LoanPro: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Overviews|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
APIs and prebuilt connectors
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|2
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Application data verification
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.ranosys.com/blog/insights/how-can-financial-institutions-optimize-their-loan-origination-systems/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 2 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Borrower digital portal
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|3
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Borrower document upload
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|1
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.investglass.com/loan-origination-system-a-complete-guide-for-modern-lenders/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Closing and funding workflows
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Claude, q10: 2 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Collateral management
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Overviews|1; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Configurable credit policies and decision rules
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Claude, q10: 1 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|3; loan-origination-software|q10|Google AI Overviews|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|Perplexity|1
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 1 source answers; https://www.zeitro.com/blog/key-features-of-loan-origination-system-how-it-helps-lenders-and-loan-officers-close-more-loans-efficiently: 1 source answers; No source shown: 3 source answers
- HES LoanBox: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|3; loan-origination-software|q10|Google AI Overviews|1
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- LoanPro: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Overviews|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Connections with business tools such as CRM and documents
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Ease of use
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 2 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Implementation and onboarding assistance
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Mode|2
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Integration costs
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Overviews|1
https://www.fdic.gov/news/financial-institution-letters/2024/third-party-risk-management-guide-community-banks?utm_source=openai: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Loan closing workflows
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Claude, q10: 2 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q10|Claude|2; loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Manual review and exception handling
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Pricing by users, portfolio volume and fees
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3; loan-origination-software|q9|Google AI Overviews|1
No source shown: 4 source answers
No adjacent vendor passage coded for this criterion.
Relevant lending experience and track record
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
https://www.fdic.gov/sites/default/files/2024-03/pr21075a.pdf?utm_source=openai: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Staff training
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|3
https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 1 source answers; No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Support for multiple loan types
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q10: 1 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Overviews, q1: 1 of 3 runs; Google AI Overviews, q2: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|2; loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q2|Google AI Overviews|1; loan-origination-software|q9|Perplexity|1
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 3 source answers
- Fuse: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q2|Google AI Overviews|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- HES LoanBox: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- MeridianLink: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Overviews|3; loan-origination-software|q2|Google AI Overviews|1
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Newgen: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Nortridge: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Onyx IQ: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- nCino: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|2; loan-origination-software|q2|Google AI Overviews|1
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
Vendor viability and resilience
4 of 150; 2.7%; Wilson 95% interval 1.0% to 6.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Claude, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
https://www.fdic.gov/sites/default/files/2024-03/pr21075a.pdf?utm_source=openai: 2 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Alerts for policy and compliance exceptions
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Automated credit decision rules and scoring
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 2 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 2 source answers; https://www.zeitro.com/blog/key-features-of-loan-origination-system-how-it-helps-lenders-and-loan-officers-close-more-loans-efficiently: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Borrower application status visibility
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Complete origination functionality
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Compliance workflows adapted by product or jurisdiction
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Connections with loan servicing systems
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Contract duration
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Coordination among lending, credit and risk teams
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Core banking or loan servicing connections
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Cost appropriate to lending volume and budget
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q3: 2 of 3 runs; Google AI Mode, q3: 1 of 3 runs
Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2; loan-origination-software|q3|Google AI Mode|3
No source shown: 3 source answers
- ARIVE: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q3|Google AI Mode|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Calyx: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Jupiter: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- LendingPad: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
Credit risk management
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Data access restrictions
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 2 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Defined maximum potential data loss
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Defined ownership, cost and maintenance of integrations
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/financial-institution-letters/2024/third-party-risk-management-guide-community-banks?utm_source=openai: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Defined recovery time objectives
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Demonstrated performance using representative loan scenarios
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.consumerfinance.gov/rules-policy/regulations/1002/9/: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Document screening and verification
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 3 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.ranosys.com/blog/insights/how-can-financial-institutions-optimize-their-loan-origination-systems/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 2 source answers
No adjacent vendor passage coded for this criterion.
Documented APIs and supported connectors
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Documented migration plan and acceptance criteria
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Electronic signature support
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.investglass.com/loan-origination-system-a-complete-guide-for-modern-lenders/: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 3 source answers
No adjacent vendor passage coded for this criterion.
Incident notification commitments
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Incident response procedures
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 3 source answers
No adjacent vendor passage coded for this criterion.
Included capabilities versus configuration or custom development
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Lending reporting and analytics
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Overviews|3; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Loan approval workflows
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Perplexity, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 2 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Loan document handling
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Multifactor authentication
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 3 source answers
No adjacent vendor passage coded for this criterion.
Named implementation responsibilities
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Oversight of service providers
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 3 source answers
No adjacent vendor passage coded for this criterion.
Ownership of lending data
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/financial-institution-letters/2023/fil23029.html?utm_source=openai: 1 source answers; https://www.fdic.gov/news/press-releases/2023/pr23047.html?utm_source=openai: 2 source answers
No adjacent vendor passage coded for this criterion.
Pipeline, portfolio and operational reporting
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://bakerhill.com/loan-origination-system-basics: 1 source answers; https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 3 source answers
No adjacent vendor passage coded for this criterion.
Post close loan portfolio management
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q10: 1 of 3 runs; Google AI Overviews, q10: 1 of 3 runs; Google AI Mode, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|2; loan-origination-software|q10|Google AI Mode|2; loan-origination-software|q10|Google AI Overviews|3
No source shown: 3 source answers
- Nortridge: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Mode|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Onyx IQ: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- TurnKey Lender: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Mode|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- nCino: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Overviews|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Post launch support
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Perplexity, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Perplexity|3
https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
References and evidence from comparable lenders
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Renewal, termination and transition terms
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/financial-institution-letters/2023/fil23029.html?utm_source=openai: 1 source answers; https://www.fdic.gov/news/press-releases/2023/pr23047.html?utm_source=openai: 2 source answers
No adjacent vendor passage coded for this criterion.
Required functions currently delivered and available
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Save and resume an incomplete application
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Secure document collection, storage and retrieval
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 3 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 3 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.investglass.com/loan-origination-system-a-complete-guide-for-modern-lenders/: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 3 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 3 source answers
No adjacent vendor passage coded for this criterion.
Security testing and assessment evidence
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 3 source answers
No adjacent vendor passage coded for this criterion.
Specific adverse action reasons and explanations
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.consumerfinance.gov/rules-policy/regulations/1002/9/: 3 source answers
No adjacent vendor passage coded for this criterion.
Tamper resistant activity and application audit trails
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Task management
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Tested restoration and recovery evidence
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Usable complete data exports including documents and audit history
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/financial-institution-letters/2023/fil23029.html?utm_source=openai: 1 source answers; No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Vendor references and case studies
3 of 150; 2.0%; Wilson 95% interval 0.7% to 5.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 3 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1; loan-origination-software|q9|Claude|2; loan-origination-software|q9|Claude|3
No source shown: 3 source answers
No adjacent vendor passage coded for this criterion.
Application record retention rules and history
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Auditable lending decisions
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Connected data without duplicate entry or silos
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|2; loan-origination-software|q9|Google AI Mode|3
No source shown: 2 source answers
- LoanPro: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q9|Google AI Mode|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Connections with wholesale lenders
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q3: 2 of 3 runs
Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
No source shown: 2 source answers
- ARIVE: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
- Jupiter: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q3|Claude|1; loan-origination-software|q3|Claude|2
  No source shown: 2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Category median 0 of 150; 0.0%
Credit decisioning
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|2; loan-origination-software|q9|Perplexity|3
https://bakerhill.com/loan-origination-system-basics: 1 source answers; https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.zeitro.com/blog/key-features-of-loan-origination-system-how-it-helps-lenders-and-loan-officers-close-more-loans-efficiently: 1 source answers; No source shown: 1 source answers
- MeridianLink: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q9|Google AI Overviews|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- TurnKey Lender: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q9|Google AI Overviews|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Defined approval authority and limits
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Document collection
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Google AI Mode|1
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Document requests and checklists
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Dynamic document generation
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.investglass.com/loan-origination-system-a-complete-guide-for-modern-lenders/: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 2 source answers
No adjacent vendor passage coded for this criterion.
Handling integration failures
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/financial-institution-letters/2024/third-party-risk-management-guide-community-banks?utm_source=openai: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Handoff from origination to servicing
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.loanpro.io/platform/origination-suite/: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Human overrides of automated decisions
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2
https://www.consumerfinance.gov/rules-policy/regulations/1002/9/: 2 source answers
No adjacent vendor passage coded for this criterion.
Implementation duration
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs; Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1; loan-origination-software|q9|Perplexity|3
https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Independent security assurance reports
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Know your customer and anti money laundering controls
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 2 source answers; https://www.backbase.com/blog/loan-origination-software: 2 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.mortgageautomator.com/resources/what-is-a-loan-origination-system-los-and-do-you-need-one: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 2 source answers
No adjacent vendor passage coded for this criterion.
Loan servicing
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs; Claude, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Claude|1; loan-origination-software|q9|ChatGPT|2
No source shown: 2 source answers
- HES LoanBox: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Newgen: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Onyx IQ: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- timveroOS: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Claude|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Measured completion time, manual work and errors
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|2
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Mobile borrower access
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|2; loan-origination-software|q9|Google AI Mode|1
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Mobile friendly or multi channel onboarding
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1; loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 2 source answers; https://www.abrigo.com/blog/basic-functions-loan-origination-system/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 2 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 2 source answers; https://www.novactech.com/blog/loan-origination-systems-complete-guide: 1 source answers
No adjacent vendor passage coded for this criterion.
Multiple borrowers and guarantors
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Reliable service availability
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Mode, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1; loan-origination-software|q9|Google AI Mode|2
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Remote access to lending operations
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs; Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|3; loan-origination-software|q9|Google AI Overviews|3
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
System uptime history
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
No source shown: 2 source answers
No adjacent vendor passage coded for this criterion.
Usable lending data exports
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/press-releases/2023/pr23047.html?utm_source=openai: 1 source answers; No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Vendor financial stability
2 of 150; 1.3%; Wilson 95% interval 0.4% to 4.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 2 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2; loan-origination-software|q9|ChatGPT|3
https://www.fdic.gov/news/press-releases/2023/pr23047.html?utm_source=openai: 1 source answers; https://www.fdic.gov/sites/default/files/2024-03/pr21075a.pdf?utm_source=openai: 1 source answers
No adjacent vendor passage coded for this criterion.
A usable integration test environment
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
API documentation
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
APIs or built in integrations
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.vergentlms.com/servicing-vs-origination-loan-software/: 1 source answers
No adjacent vendor passage coded for this criterion.
Accessible underlying lending data
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Accessible user interfaces
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Accurate lending disclosures
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Application consent records
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Application conversion and turnaround reporting
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Application forms that adapt to borrower answers
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.abrigo.com/blog/basic-functions-loan-origination-system/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers
No adjacent vendor passage coded for this criterion.
Approval, denial, override and exception reporting
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Automatic or ongoing software updates
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Backups and disaster recovery arrangements
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Borrower and member experience
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q2: 1 of 3 runs
Deposited source answers loan-origination-software|q2|Google AI Overviews|1
No source shown: 1 source answers
- Fuse: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q2|Google AI Overviews|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
- Origence: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q2|Google AI Overviews|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Choice of commercial risk, retail efficiency or CRM integration
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q1: 1 of 3 runs
Deposited source answers loan-origination-software|q1|Google AI Overviews|1
No source shown: 1 source answers
- Abrigo: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Overviews|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
- MeridianLink: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Overviews|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
- nCino: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Overviews|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 1 of 150; 0.7%
Clear boundaries between LOS and separate systems
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Complex corporate entity structures
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Overviews|3
No source shown: 1 source answers
- LoanPro: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Overviews|3
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Configurable dashboards and reports
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Configurable loan pricing and eligibility rules
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Configuration and customization effort
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|3
https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 1 source answers
No adjacent vendor passage coded for this criterion.
Connections with data warehouses and reporting tools
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Connections with digital self service channels
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Controlled integration failures, retries and duplicate handling
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Cost per funded loan reporting
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Credit risk scoring
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|3
https://bakerhill.com/loan-origination-system-basics: 1 source answers; https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.zeitro.com/blog/key-features-of-loan-origination-system-how-it-helps-lenders-and-loan-officers-close-more-loans-efficiently: 1 source answers
No adjacent vendor passage coded for this criterion.
Data exchange between connected systems
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Data migration support
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Defined data exchange and reconciliation
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Defined export formats and fees
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
https://www.fdic.gov/news/press-releases/2023/pr23047.html?utm_source=openai: 1 source answers
No adjacent vendor passage coded for this criterion.
Defined support hours
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Document security
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Document version history
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Documented protection of sensitive borrower data
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
https://www.ftc.gov/business-guidance/resources/ftc-safeguards-rule-what-your-business-needs-know: 1 source answers
No adjacent vendor passage coded for this criterion.
Documented system uptime and service commitments
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Financial spreading and global cash flow analysis
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Overviews|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Financial statement spreading
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Overviews|1
No source shown: 1 source answers
- nCino: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q10|Google AI Overviews|1
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Global cash flow analysis
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q10: 1 of 3 runs
Deposited source answers loan-origination-software|q10|Google AI Overviews|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Growth in loan volume and additional products or channels
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|3
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.biz2x.com/loan-origination-software/5-must-have-features-for-a-loan-origination-system-in-2025/: 1 source answers
No adjacent vendor passage coded for this criterion.
Identified subcontractor dependencies
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Implementation and advisory support
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Implementation costs
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Independent security assurance reports including scope and exceptions
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Loan pricing logic
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|3
https://bakerhill.com/loan-origination-system-basics: 1 source answers; https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.zeitro.com/blog/key-features-of-loan-origination-system-how-it-helps-lenders-and-loan-officers-close-more-loans-efficiently: 1 source answers
No adjacent vendor passage coded for this criterion.
Loan workflow stage tracking
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|1
https://defisolutions.com/defi-insight/10-loan-origination-systems-modules-modern-los-needs/: 1 source answers; https://www.leadsquared.com/industries/lending/what-is-loan-origination-system/: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers; https://www.ranosys.com/blog/insights/how-can-financial-institutions-optimize-their-loan-origination-systems/: 1 source answers
No adjacent vendor passage coded for this criterion.
Multiple borrowers, business entities and guarantors
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Multiple guarantors
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Perplexity, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Perplexity|2
https://credable.in/insights-by-credable/what-is-a-loan-origination-system/: 1 source answers; https://www.backbase.com/blog/loan-origination-software: 1 source answers; https://www.mortgageadvisortools.com/buyers-guide/loan-origination-system-buyers-guide/: 1 source answers
No adjacent vendor passage coded for this criterion.
Ongoing regulatory updates with defined responsibilities
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Ongoing vendor oversight
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
https://www.fdic.gov/news/press-releases/2023/pr23047.html?utm_source=openai: 1 source answers
No adjacent vendor passage coded for this criterion.
Operational downtime during migration
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Operational lending reporting
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Post launch support and escalation commitments
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Real time reporting data
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Real time data exchange
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Claude, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Claude|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Reconciliation of integration data and errors
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Reconstructable application history
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Reconstructable decision inputs, rules, versions and overrides
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
https://www.consumerfinance.gov/rules-policy/regulations/1002/9/: 1 source answers
No adjacent vendor passage coded for this criterion.
Reconstructable history of data, rules, decisions and communications
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Recorded approvals
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Regulatory lending reporting
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Reproducible lending decisions
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Required internal implementation staff time
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Reviewable, explainable and disableable AI decisions
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Secure electronic signatures
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Staff work queues
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Support escalation procedures
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Support for relationship based lending
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Mode, q1: 1 of 3 runs
Deposited source answers loan-origination-software|q1|Google AI Mode|2
No source shown: 1 source answers
- Abrigo: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%.
  Vendor source evidence
  Deposited source answers loan-origination-software|q1|Google AI Mode|2
  No source shown: 1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Category median 0 of 150; 0.0%
Support response commitments
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Task routing and escalation
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Tested rule changes with version history and rollback
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Traceable decision versions, overrides and reasons
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|2
https://www.consumerfinance.gov/rules-policy/regulations/1002/9/: 1 source answers
No adjacent vendor passage coded for this criterion.
Unified reporting tools
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Overviews, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Overviews|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Unified view of customer information
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
Google AI Mode, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|Google AI Mode|1
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.
Workload and bottleneck reporting
1 of 150; 0.7%; Wilson 95% interval 0.1% to 3.7%. Team review: in progress.
Runs, sources and adjacent vendors
ChatGPT, q9: 1 of 3 runs
Deposited source answers loan-origination-software|q9|ChatGPT|3
No source shown: 1 source answers
No adjacent vendor passage coded for this criterion.

Download complete category evidence · Download manifest and source hashes

Full checked set, sorted by observed counts, not a ranking.
Vendor	Named	Vendor domain cited
nCino	92 of 150 valid answers, 61.3% (Wilson 95% interval 53.3% to 68.8%)	29 of 150 valid answers, 19.3% (Wilson 95% interval 13.8% to 26.4%)
MeridianLink	81 of 150 valid answers, 54.0% (Wilson 95% interval 46.0% to 61.8%)	25 of 150 valid answers, 16.7% (Wilson 95% interval 11.6% to 23.4%)
ICE Mortgage Technology	62 of 150 valid answers, 41.3% (Wilson 95% interval 33.8% to 49.3%)	4 of 150 valid answers, 2.7% (Wilson 95% interval 1.0% to 6.7%)
Abrigo	50 of 150 valid answers, 33.3% (Wilson 95% interval 26.3% to 41.2%)	18 of 150 valid answers, 12.0% (Wilson 95% interval 7.7% to 18.2%)
Baker Hill	36 of 150 valid answers, 24.0% (Wilson 95% interval 17.9% to 31.4%)	7 of 150 valid answers, 4.7% (Wilson 95% interval 2.3% to 9.3%)
LendingPad	36 of 150 valid answers, 24.0% (Wilson 95% interval 17.9% to 31.4%)	6 of 150 valid answers, 4.0% (Wilson 95% interval 1.8% to 8.5%)
Calyx	31 of 150 valid answers, 20.7% (Wilson 95% interval 15.0% to 27.8%)	3 of 150 valid answers, 2.0% (Wilson 95% interval 0.7% to 5.7%)
Jack Henry	27 of 150 valid answers, 18.0% (Wilson 95% interval 12.7% to 24.9%)	3 of 150 valid answers, 2.0% (Wilson 95% interval 0.7% to 5.7%)
Finastra	23 of 150 valid answers, 15.3% (Wilson 95% interval 10.4% to 22.0%)	5 of 150 valid answers, 3.3% (Wilson 95% interval 1.4% to 7.6%)
Blend	22 of 150 valid answers, 14.7% (Wilson 95% interval 9.9% to 21.2%)	15 of 150 valid answers, 10.0% (Wilson 95% interval 6.2% to 15.8%)
LoanPro	19 of 150 valid answers, 12.7% (Wilson 95% interval 8.3% to 18.9%)	15 of 150 valid answers, 10.0% (Wilson 95% interval 6.2% to 15.8%)
TurnKey Lender	19 of 150 valid answers, 12.7% (Wilson 95% interval 8.3% to 18.9%)	0 of 150 valid answers, 0.0% (Wilson 95% interval 0.0% to 2.5%)
Origence	14 of 150 valid answers, 9.3% (Wilson 95% interval 5.6% to 15.1%)	10 of 150 valid answers, 6.7% (Wilson 95% interval 3.7% to 11.8%)
LendingWise	13 of 150 valid answers, 8.7% (Wilson 95% interval 5.1% to 14.3%)	5 of 150 valid answers, 3.3% (Wilson 95% interval 1.4% to 7.6%)
Mortgage Cadence	11 of 150 valid answers, 7.3% (Wilson 95% interval 4.1% to 12.7%)	1 of 150 valid answers, 0.7% (Wilson 95% interval 0.1% to 3.7%)
Temenos	7 of 150 valid answers, 4.7% (Wilson 95% interval 2.3% to 9.3%)	3 of 150 valid answers, 2.0% (Wilson 95% interval 0.7% to 5.7%)
Byte Software	6 of 150 valid answers, 4.0% (Wilson 95% interval 1.8% to 8.5%)	3 of 150 valid answers, 2.0% (Wilson 95% interval 0.7% to 5.7%)
The Mortgage Office	4 of 150 valid answers, 2.7% (Wilson 95% interval 1.0% to 6.7%)	0 of 150 valid answers, 0.0% (Wilson 95% interval 0.0% to 2.5%)
Nortridge	3 of 150 valid answers, 2.0% (Wilson 95% interval 0.7% to 5.7%)	0 of 150 valid answers, 0.0% (Wilson 95% interval 0.0% to 2.5%)
Floify	2 of 150 valid answers, 1.3% (Wilson 95% interval 0.4% to 4.7%)	0 of 150 valid answers, 0.0% (Wilson 95% interval 0.0% to 2.5%)
Vergent LMS	1 of 150 valid answers, 0.7% (Wilson 95% interval 0.1% to 3.7%)	1 of 150 valid answers, 0.7% (Wilson 95% interval 0.1% to 3.7%)
defi SOLUTIONS	0 of 150 valid answers, 0.0% (Wilson 95% interval 0.0% to 2.5%)	0 of 150 valid answers, 0.0% (Wilson 95% interval 0.0% to 2.5%)
FICS	0 of 150 valid answers, 0.0% (Wilson 95% interval 0.0% to 2.5%)	0 of 150 valid answers, 0.0% (Wilson 95% interval 0.0% to 2.5%)
MortgageFlex	0 of 150 valid answers, 0.0% (Wilson 95% interval 0.0% to 2.5%)	0 of 150 valid answers, 0.0% (Wilson 95% interval 0.0% to 2.5%)
Sync1 Systems	0 of 150 valid answers, 0.0% (Wilson 95% interval 0.0% to 2.5%)	0 of 150 valid answers, 0.0% (Wilson 95% interval 0.0% to 2.5%)

The ten buyer questions

Each question was put to every engine 3 times on the stated dates. Counts are over valid answers to the exact question.

What is the best loan origination software for a community bank?

Question q1. 15 valid answers. Excluded answers: 0. Type: best option.

Ask the engine yourself; answers vary by run.ChatGPT Perplexity Claude

What is the best loan origination software for a credit union?

Question q2. 15 valid answers. Excluded answers: 0. Type: best option.

Ask the engine yourself; answers vary by run.ChatGPT Perplexity Claude

What is the best mortgage LOS for a small broker shop?

Question q3. 15 valid answers. Excluded answers: 0. Type: best option.

Ask the engine yourself; answers vary by run.ChatGPT Perplexity Claude

What are the best alternatives to Encompass?

Question q4. 15 valid answers. Excluded answers: 0. Type: alternative.

Ask the engine yourself; answers vary by run.ChatGPT Perplexity Claude

What are the best alternatives to MeridianLink?

Question q5. 15 valid answers. Excluded answers: 0. Type: alternative.

Ask the engine yourself; answers vary by run.ChatGPT Perplexity Claude

What are the best alternatives to nCino?

Question q6. 15 valid answers. Excluded answers: 0. Type: alternative.

Ask the engine yourself; answers vary by run.ChatGPT Perplexity Claude

MeridianLink vs nCino: which is better for a community bank?

Question q7. 15 valid answers. Excluded answers: 0. Type: buyer evaluation.

Ask the engine yourself; answers vary by run.ChatGPT Perplexity Claude

Encompass vs Blend: which should a mortgage lender choose?

Question q8. 15 valid answers. Excluded answers: 0. Type: buyer evaluation.

Ask the engine yourself; answers vary by run.ChatGPT Perplexity Claude

What should I look for when choosing a loan origination system?

Question q9. 15 valid answers. Excluded answers: 0. Type: buyer evaluation.

Ask the engine yourself; answers vary by run.ChatGPT Perplexity Claude

Which loan origination platform fits a lender that funds commercial and specialty loans in house?

Question q10. 15 valid answers. Excluded answers: 0. Type: specific workflow.

Ask the engine yourself; answers vary by run.ChatGPT Perplexity Claude

Release and method

Release: 2026-09, version 2026-09.1
Published: 2026-09-23
Answer capture date: 2026-09-22
Source capture dates: 2026-09-21
Engines: ChatGPT, Claude, Perplexity, Google AI Overviews, Google AI Mode
Configuration: 10 fixed target questions, 5 engines, 3 repeats. No controls were run for this category.
Method version: v1.1
Excluded answers: 0 target answers excluded; exact reasons are listed. No controls were run for this category.
Commissioned engagement: No commissioned engagement is declared for this category.

Exact names and listed aliases are matched without case sensitivity at word boundaries. Plain word names require a listed qualifier nearby in the same sentence or the canonical domain among cited URLs. A vendor citation counts only when that answer also names the vendor under this rule.

Verbatim answer text is retained privately with the measurement input and import audit. No answer quotations are published here.

Download and cite

Release JSON · Category CSV · DOI 10.5281/zenodo.22907695

How to cite: Broadcastwell. The Absence Index, Loan origination and lending software, version 2026-09.1. Permanent record. CC BY 4.0 with attribution to Broadcastwell.

About this page

Observed answers on stated dates, not a ranking. This is not a judgment of product quality.

This public record reports the checked set, fixed questions and stated dates. Claim a vendor page, file a dispute or ask for a re-run, or read the dispute policy and log.

Read this page as JSON · Dataset and page metadata

Loan origination and lending software

Criteria Maps

Fit with the lender’s stated products and operating needs

Applicable lending and jurisdictional compliance controls

Configurable lending workflows

Full total cost of ownership

Application and activity audit logs

Connections with the lender’s existing systems

Underwriting and credit assessment support

Automation of repetitive loan processing work

Configuration without extensive custom programming

Growth in lending volumes

Core banking connections

Cloud based infrastructure

Connected lending lifecycle from application to funding or servicing

Credit bureau connections

Data encryption

Digital loan application intake

Identity, fraud, income or asset verification connections

Digital and assisted origination channels

Ease of use for borrowers and lending staff

Loan funding workflows

Rules based decisioning

Working core banking, bureau and business system connections

Configurable system functionality

Deployment architecture suited to IT and data requirements

Ease of use for borrowers

Ease of use for lending staff

Ongoing regulatory updates

Performance under peak lending volumes

Protection of sensitive borrower data

Task routing

Tested working integrations

Mobile borrower applications and onboarding

Required disclosures, notices and deadline tracking

Required lending disclosures and notices

Role based access restrictions

Support for required complex loan structures

Supported APIs

APIs and prebuilt connectors

Application data verification

Borrower digital portal

Borrower document upload

Closing and funding workflows

Collateral management

Configurable credit policies and decision rules

Connections with business tools such as CRM and documents

Ease of use

Implementation and onboarding assistance

Integration costs

Loan closing workflows

Manual review and exception handling

Pricing by users, portfolio volume and fees

Relevant lending experience and track record

Staff training

Support for multiple loan types

Vendor viability and resilience

Alerts for policy and compliance exceptions

Automated credit decision rules and scoring

Borrower application status visibility

Complete origination functionality

Compliance workflows adapted by product or jurisdiction

Connections with loan servicing systems

Contract duration

Coordination among lending, credit and risk teams

Core banking or loan servicing connections

Cost appropriate to lending volume and budget

Credit risk management

Data access restrictions

Defined maximum potential data loss

Defined ownership, cost and maintenance of integrations

Defined recovery time objectives

Demonstrated performance using representative loan scenarios

Document screening and verification

Documented APIs and supported connectors

Documented migration plan and acceptance criteria

Electronic signature support

Incident notification commitments

Incident response procedures

Included capabilities versus configuration or custom development